Development of the agricultural sector in Kazakhstan

Development of the agricultural sector in Kazakhstan

Development of the agricultural sector in Kazakhstan by investing in the needs of businesses, providing services on financing and documentation of agricultural producers

Saving time on
paperwork

Saving time on paperwork

Peace of mind
about your finances every step of the way

Peace of mind about your finances every step of the way

Competence

Specialists with at least 5 years of experience, well-structured processes.

Efficiency

Application for loans within 1-3 weeks, registration of documentation

Innovations

The introduction of digitalization in the field of agricultural production

Availability

Clarification of information about the lending process, documentation and finances

Savings

Cost savings due to government subsidies

A new stage of agriculture in Kazakhstan

The mission of the credit partnership

A credit partnership that provides financing and documentation services to agricultural producers.

Partnering with a credit partnership is an opportunity to expand your business. Don't worry about long-term commitments before repaying the loan due to unforeseen crop problems or market conditions.

Your ambitions are our investments

Our products

Program «KEN DALА»

Objective: working capital replenishment

Transfer term: until February of the following year

Rate of interest: 5% p.a.

Repayment procedure

In equal installments in November of the current year and in February of the following year

Remuneration: concurrently with the principal debt

Commissions: none

Program «KEN DALA 2»

Objective: working capital replenishment

Transfer term: until February of the following year

Rate of interest: 5% p.a.

Repayment procedure

In equal installments in November of the current year and in February of the following year

Remuneration: concurrently with the principal debt

Commissions: none

Program «AGRO BUSINESS»

Purpose: replenishment of working capital, acquisition of fixed assets

Transfer period: up to 7 years

Interest rate: 22% p.a.

Repayment procedure

Principal debt: in equal installments once a year

Remuneration: concurrently with the principal debt

Commissions: none

Program «Isker»

Purpose: replenishment of working capital, acquisition of fixed assets

Transfer period: up to 7 years

Rate of interest: 6% p.a.

Repayment procedure

Principal debt: in equal installments once a year

Remuneration: concurrently with the principal debt

Commissions: none

Program «KEN DALА»

Objective: working capital replenishment

Transfer term: until February of the following year

Rate of interest: 5% p.a.

Repayment procedure

Principal debt: in equal installments in November of the current year and in February of the following year

Remuneration: concurrently with the principal debt

Commissions: none

Program «KEN DALA 2»

Objective: working capital replenishment

Transfer term: until February of the following year

Rate of interest: 5% p.a.

Repayment procedure

Principal debt: in equal installments in November of the current year and in February of the following year

Remuneration: concurrently with the principal debt

Commissions: none

Program «AGRO BUSINESS»

Purpose: replenishment of working capital, acquisition of fixed assets

Transfer period: up to 7 years

Interest rate: 22% p.a.

Repayment procedure

Principal debt: in equal installments once a year

Remuneration: concurrently with the principal debt

Commissions: none

Program «Isker»

Purpose: replenishment of working capital, acquisition of fixed assets

Transfer period: up to 7 years

Rate of interest: 6% p.a.

Repayment procedure

Principal debt: in equal installments once a year

Remuneration: concurrently with the principal debt

Commissions: none

Stages of concluding long-term cooperation

Scheme of work

Consultation

At the first meeting, our company IQ Finance will help you choose the right loan program, taking into account the peculiarities of your business and other circumstances

Collecting documents

The borrower independently collects and prepares the necessary documentation. Our specialists are ready to provide assistance and additional advice at this stage.

Application submission

If the Borrower has a complete set of documents (according to the list), the Borrower applies for financing for its business needs

Consideration

The internal services of KT prepare conclusions on the possibility of financing the Borrower based on financial, collateral and other documents

Conclusion of contracts

In case of a positive decision on financing, an agreement is concluded between KT and the Borrower, pledge agreements are registered with the authorized body

Getting a loan

After completion of all the previous stages, the Borrower is financed, who subsequently provides documents on the intended use of the loan

What do farmers face?

Support your agribusiness with our credit partnership

Needs
  • Financing to increase farm productivity;
  • Household insurance against risks;
  • Expansion of the sales market for products.
Problems
  • Search for funds to invest in enterprise scaling;
  • Credit and financial management;
  • Attracting the younger generation to the agricultural business.
IQ Finance offers
  • Support with a personal manager;
  • The term of consideration of the loan application is from 1 to 3 weeks;
  • Savings when buying cars and equipment for business;
  • Favorable interest rate on loans from 5% per annum;
  • Payment 1 time per year for repayment of the main debt, deferred payments if necessary;
  • The possibility of registration of documentation in electronic form.

News about the development of agriculture in Kazakhstan

Company News

Agro business News

Long-term cooperation

Our partners